Online Musical Instrument Insurance Cover

UKguitars.com have teamed up with MusicGuard to provide our users with great discounts on guitar insurance. Its certainly not the sexiest thing to be spending your hard earned dosh on… but lets face it, if you guitar or any other equipment was nicked you’d be absolutely gutted. Well, MusicGuard can’t get your guitar back for you, but they can replace it.

Musicguard- Musician and musical instrument insurance with a price guarantee, if you find
a better deal within 28 days we’ll pay you double the difference!

THE ADDED BENEFITS OF INSURING WITH US:

• Choose the cover that’s right for you – you don’t have to pay for bells and whistles if you don’t want them.
• All policies INCLUDE £1 million of public liability cover and £10,000 personal accident cover-
  whether your an amateur, semi-professional or professional musician.
• LOWEST PRICE GUARANTEE – If you find the same, or better cover at a lower price (written proof required), we will refund the difference and give you the first 3 months of your next year’s cover for free by way of a 25% discount off the total premium
• Public Liability upgrades for £2 or £5 million also available

If you missed it earlier, here’s our 5 point sales pitch:

• We guarantee the best price – there’s no need to hunt the web for quotes
• Flexible cover options – you create the cover you want
• Money back guarantee – 28 days to change your mind
• We cover more than £80 million of gear for over 10,000 musicians
• Our simple to use site makes it easy!

We could also add in that most of us here are musicians too – we’ve got guitarists, bassists, drummers, singers and techy studio types all working here….no DJ’s yet though. If you’re interested, you can find out more on the history of Musicguard.

Price guarantee
This is where we get a little bit cocky…we are so confident that our prices can’t be beaten, that we guarantee to give you double the difference back, if you find the same or better cover at a cheaper price within 28 days of the start of your policy (written proof is required).

Independent review
The GoodWebGuide recently reviewed the Musicguard website and gave it full marks..here’s what they said:

‘They offer a money back guarantee giving you 28 days to change your mind (although reading between the lines, this is highly unlikely given their excellent deals).

This is an exemplary website which has all the information that you need clearly laid out. Apply for an instant quote online. The step-by-step guide lets you create your own cover. Should you need to talk to someone, a number of the staff at Musicguard are musicians themselves and so fully understand the situation.’

Flexible cover options
With Musicguard you can customise your policy so it matches your needs – you can literally create your own cover!

Money back guarantee
If you change your mind or find that Musicguard is unsuitable for your needs, you can cancel your policy within 28 days and receive a refund. [more info]

The musicians choice
Over 10,000 musicians currently trust and insure their equipment with Musicguard and that’s a lot of gear – Musicguard has over £80 million worth of equipment on cover! ….over 470 music shops across the country promote Musicguard.

Simple to use
We’ve created the Musicguard website to take all of the guesswork out of buying musical equipment insurance. Our instantquote system guides you through the buying process – from a basic quote, to adding in the options that you need and then on to completing your online application.

The site is also totally secure and monitored daily by HackSafe to ensure our site conforms to strict standards. You can see the HackSafe/ScanAlert badge on the right hand side bar.

Our claims performance
You need to know that in the event of a claim, that your claim will be handled quickly and without any undue hassle. Over 80% of claims processed are settled within 28 days . Of these, more than half are settled within 14 days. Only 3% take longer than 56 days.

On the subject of claims: please, please, please, please, please read the policy wording. Yes, we know it’s boring but it contains crucial information about the care that you need to take, of your equipment.

Musicguard standards of service
To ensure that we serve all of our customers to the very best of our ability, we’ve created a set of standards (our Seal of Good Service) that we promise to work to. If we fail at any point we’ll give you a minimum of a £5 discount on your premium and our sincerest apologies.

So, there you go, our reasons that you should buy Musicguard insurance. What do our customers think? Well, here’s what they say:

“May I take this opportunity to say thank you! Your friendly, efficient customer service and fantastic loyalty to your customers has impressed me no end. I was extremely happy with how this claim turned out and rest assured I will continue to insure with you and recommend you to my colleagues in the industry. What a great team you have at Musicguard, keep up the good work!”

“I have received nothing but excellent service from you”

“May I take the pleasure in thanking you for the clearest, most concise and unambiguous, prompt reply I ever had from your company or probably any other, for that matter.”

Convinced? Get a quote
Not convinced?… let us know why

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Money back guarantee
You have a right to cancel within 14 days. However we have extended this statutory period to 28 days of the commencement date. You will receive a refund of your premium less an administration fee of 20% of the premium, subject to a minimum of £5 and a maximum of £25, and a time on risk charge apportioned as a percentage of the premium. Sorry!….no free cover is allowed!!

No refunds are payable for cancellation in part or in whole by you for any reason outside of 28 days from the commencement date, other than for amendments that are allowed.